Home Insurance

How to Reduce Winter Weather Damage to your Home – Guide Insurance Services, Inc.

Fall is in the air and we all know what’s coming. Winter doesn’t have to be hard on your home.

Winterizing properly can make all the difference for a warm and cozy winter and reduce winter weather damage.

  • Look for cracks, chipping paint and worn weatherstripping.
  • You may also want to test for draft around windows, doors and outlets.
  • Replace weather stripping and re-caulk gaps as needed.
  • Apply a fresh coat of paint or sealant if you see wear or weathering on the frame or siding.
  • Consider replacing old windows or installing storm windows to save on heating costs.
  • Check for cracks or uneven terrain. Tree roots can push up pavement creating uneven surfaces and creating a tripping hazard. Repair these issues to prevent icy falls.
  • Make sure all exterior lighting is working properly and replace bulbs if needed.
  • Consider using LED bulbs to save on energy costs.
  • Cover outdoor faucets with Styrofoam faucet covers.
  • Insulate exposed pipes outdoors, in the crawlspace and in your home to prevent freezing.
  • Utilize: weather stripping, plastic sheeting, caulk, foam board, and insulating covers to improve insulation throughout your home.
  • Replace old or worn weatherstripping, seal cracks and fill drafty gaps.
  • Seal up your crawl space vents with styrofoam blocks.
  • Replace air filters and clean ducts.
  • Remove window air conditioners and cover outdoor air conditioning units.
  • Examine attic and basement vents and fix any leaks.
  • Make sure all exterior vents are covered to prevent critters from entering.
  • Replace batteries in smoke detectors.
  • Replace old fire extinguishers.
  • Have your fireplace and chimney cleaned.
  • Remove dried yard debris away from your house and into a compost pile to yard waste bags.
  • Seal gaps and replace damaged siding panels.
  • Make sure caulk and seals around trim, seams and flashing are in good condition.
  • Prune away any trees, bushes and plants that may rub against the siding when the wind blows.
  • Make sure downspouts are clear.
  • Look for loose screws and sagging to ensure gutters are secure to hold the weight of ice and snow.
  • Consider installing gutter guards if you have heavy leaf fall on your home.


– Casey Shipley, Licensed Insurance Agent

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